Mortgage advice
Everyone deserves a good mortgage! It's about your money and your home. A mortgage advisor will clearly explain what you can expect, including the advisory fees.
Which situation applies to you?
👉 Buying your first home
👉 Buying your next home
👉 Refinancing your mortgage
👉 Increasing your mortgage
Our advisors compare all banks and present the information clearly and easily. Together, we ensure a worry-free experience and guide you to the best mortgage solution that perfectly suits your living situation.
We offer tailored mortgage advice for every phase. That's why we've created the following packages, so you have immediate insight into the associated costs.
We offer transparent fees that fully reflect the high quality of our service.
We are happy to help you!
The right mortgage for you
- First-time buyer and don't know where to start?
- Ready for a new home?
- Refinancing your mortgage?
- Need a budget for a new-build home?
Arrange it yourself
- Maximum loan amount?
- Monthly costs?
- How to make your home more sustainable?
- Schedule an appointment
Mortgage advice Schedule an appointment
*FIRST HOUSE*
€ 2.400
- The mortgage advisor helps:
- ➡ Checks all banks: Ensures you get the best mortgage.
- ➡ Check what you can borrow: Easily discover your maximum mortgage.
- ➡ Support: You will receive a free bidding certificate, which gives sellers more confidence.
- ➡ Always insight: You always have access to your calculations and options.
- ➡ Fully arranged: Mortgage application to appraiser and notary entirely according to your wishes.
*INCREASE MORTGAGE*
€ 2.400
- The mortgage advisor helps:
- ➡ Personal advice: Easily increase your mortgage.
- ➡ Helps you deal smartly with your future home value: Get the most out of your home.
- ➡ Check all options: Offer the mortgage that suits your plans and sustainable future.
- ➡ Clear explanation: Explains everything clearly so you understand what is happening and why.
- ➡ Always available: Always there to answer all your questions, completely free!
*NEXT HOUSE*
€ 2.800
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- The mortgage advisor helps:
- ➡ The Mean Mortgage: Check whether you can take that low interest rate with you when you move.
- ➡ Overvalued pleasure: Tips on what you can do smartly with your equity.
- ➡ Everything arranged: From arranging a bridging loan to the bank guarantee.
- ➡ Always insight: You can always easily access your calculations and choices.
- ➡ Clear explanation: Gives you explanations in simple language so you always understand what is happening and why.
*SAVE MORTGAGE*
€ 2.800
- The mortgage advisor helps:
- ➡ Save on mortgage: Check the possibilities.
- ➡ Checks all banks: Always choose the mortgage that best suits you and is the most beneficial.
- ➡ How much does it cost? Explains the costs involved in refinancing.
- ➡ Fully arranged: mortgage application to appraiser and notary.
- ➡ Clear and simple: Saving can be made easier for you so that you can enjoy a nice mortgage.
Attention!
* Ben je ondernemer? Dan komen er extra kosten van €400 bij, omdat dit wat meer werk met zich meebrengt.
** Soms kost hypotheekadvies wat meer tijd, bijvoorbeeld als je meerdere bedrijven hebt of midden in een scheiding zit.
In zulke gevallen rekenen we eenmalig €700 extra. Check voor meer vragen onze veelgestelde vragen om te zien of er iets op jouw situatie van toepassing is.
Zo gaan we aan de slag met jouw hypotheekadvies
Helemaal gratis! Je betaalt pas een vaste prijs zodra we een hypotheek voor je regelen.
Frequently Asked Questions
Kennisdesk
Read the FAQ
Here you will find the answer to your question immediately and discover how our service can help you.
How do I calculate my maximum mortgage for a house?
Every mortgage is unique, just like you. When taking out a mortgage, we consider your personal and financial situation, your borrowing capacity, and your monthly payment needs. The Hypotheekshop advisors are happy to provide tailored advice. Schedule an appointment now!
Does my mortgage still suit my current life?
Your mortgage might be suitable when you first take it out, but not later. That's why De Hypotheekshop offers a mortgage check. We'll review your mortgage, insurance, and more together to ensure everything fits. Want to know more? Click below.
How much can I borrow for my mortgage?
Buying a home often involves a mortgage to make monthly payments. How much you can borrow depends on factors such as your annual income and other financial obligations.
The mortgage advisor is ready to give you personal advice.
Can you co-finance the advisory costs of your mortgage?
Interesting
As of 2018, you can only borrow 100 percent of your home's value with a mortgage. Additional costs, such as advice and brokerage fees, are your responsibility. However, if you buy a new home and make a profit (equity) on your old one, you can often use that profit to pay the mortgage advice fees.
Is mortgage advice mandatory?
You can take out a mortgage without advice. This is called "Forecution Only." Based on our expertise, we advise against this, and therefore do not offer this option.
This is how the mortgage advice process works in 4 simple steps ⬇
Are mortgage advice costs deductible?
You can usually deduct the costs of mortgage advice and brokerage from your income tax. This means you can get a partial refund from the tax authorities. Ask your advisor how this works.
Ban on arrangement fees. Before January 2013, mortgage advisors were paid through commissions. The costs for advice and brokerage were hidden within the mortgage, for example, in the arrangement fee or mortgage interest. This made it unclear exactly what you paid for the advice and financing of your mortgage. Advisors received their compensation through lenders and insurers. This changed in 2013. Since then, the costs for advice and brokerage have been separated and are now clearly and openly communicated.